I would use them again and thoroughly recommend them to any friends or family looking to do the same. The process was smooth and flawless. I'm not one to trust easily when it comes to money but I definitely have built a comfort level with him over the years! They... https://getaquote.fyi has some recent great reviews about C2 as well as what quotes other people are getting. Loan is only approved when lender has issued approval in writing. In the mean time, check out our refinance rates! (Santa Cruz Credit Union if it means anything to anyone) Although he/it seemed to be a company with lots of clientele NEVER once! I have referred a few people to him over the years and they raved about what a good experience it was and what an expert he is as he gave them strategies and advise they wouldn't have considered otherwise. I will MOST DEFINITELY recommend Shawn/ C2 Financial to anybody and everybody! He helped us get our mortgage in just 28 days! Here's the New Agent's Guide to the Broker Price Opinion (BPO), A Real Foreclosure Negotiation With the Bank, The Top 5 Land Brokerage Transaction Types, The Balance Small Business is part of the. There have been … If you need someone that keeps an eye on your personal situation and notify you when it's in your personal interest to refinance Shawn is one of the best. I highly... Shawn and his team were really good at communicating throughout the refi process. I was kept well informed throughout the process, and questions were answered promptly in a very friendly manner. Shawn is transparent and upfront in educating you on the options available. What shall I say about Shawn and his team: My wife and I would think they are the "Avengers" of the lending world.This is my 2'nd Mortgage with Shawn. The client and broker discussed the situation and decided to have the broker order a flood certification that could be taken to the county so he could get a building permit. C2 Financial Corporation - Shawn Sidhu, Branch Manager/Mortgage Consultant, is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. We highly recommend Shawn and C2 Financial for making the process painless!!

Shawn started helping me from getting pre approved to agent recommendations few years back and despite... Shawn and his team did a great refinancing our VA mortgage. Jim Kimmons wrote about real estate for The Balance Small Business. We could definitely not have done it without you.
The interesting thing is that when the home was finished and a buyer came along, their lender ordered a flood cert and the lot was not in a flood zone. If you have any query or if you are suspicious of any deceitful activities, feel free to contact us at this mail: customercare@mortgagefit.com. Shawn and team did a speedy job on closing... Shawn did a great job to allow my husband and I to close on an investment property in the bay area. C2 Financial Corporation - Shawn Sidhu is not acting on behalf of or at the direction of HUD/FHA or the VA. By using The Balance Small Business, you accept our. The surveyor advised that the flood cert company would accept a set of GPS coordinates but only if they were determined via an approved method. In one example, the real estate professional had a client who purchased land with cash to build spec houses, which he would then list with the broker. We have refinanced with Shawn multiple times over the years and we wouldn't go to anyone else for our financial needs. It doesn't necessarily preclude a loan if the property is at risk, but federal flood insurance would typically be required. The certification came through quickly, stating that the lot was not in the 100-year floodplain. This work is licensed under cc by 2.0. Our appraisal came in short, as kind of expected, but Shawn despite so busy able to pull it out and still offered different solutions. But in practice as a real estate agent, you can run into a situation where you must help your home owner client contract for a flood certification so he can list or sell his property.

We closed our mortgage quickly and he was with us every step of the way. A flood certification provider can then certify, based on the property's location on the map, whether it's situated in a flood zone. Shawn is truly a perfectionist in his profession, and a Blessing in disguise for me in my life. In the mid-1990s, reform legislation increased compliance by mortgage lenders; increased the amount of coverage; and required FEMA to update its flood hazard map inventory at least every five years. Prior to this I had got my loans through a bank. This should have been enough because it would be the form filed with the county to get the building permit issued. Flood certifications are an essential part of the mortgage process, but how much do most mortgage professionals really know about them? Shawn got us a great 15Y refi rate!!

Rates are subject to change with market conditions. Flood certification helps mortgage lenders and companies decide if borrowers are required to purchase flood insurance policy along with their mortgages.

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